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This program is for real estate agents and brokers whose total gross revenues did not exceed $500,000 for the past 36 months (excluding property managers, business brokers, commercial real estate brokers, and mortgage brokers).

Express E&O Program

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This program is for real estate brokers who provide services of property management, mortgage brokering, commercial real estate sales or business brokering. This is also the program for residential real estate brokerages with gross commissions exceeding $500,000 in the past 36 months.

Standard E&O Program


Supplemental Forms (if applicable):

If applicable, these forms must be submitted in addition to the Standard Application

Other Services Supplemental Application: You must complete this form in addition to the standard application if you engage in, or plan to engage in: Property Management, Business Brokering, Appraisals, Construction/Development, Mortgage Brokering, or Auctioneering.

Claim Supplement: You must complete this form in addition to the standard application if you have had a professional liability claim in the last 5 years, or have had any act or omission which might reasonably be expected to be the basis of a claim or lawsuit against you.

No Known Losses or Circumstances Statement (NKL): You must complete this form in addition to the standard application if you have submitted your bind request after the effective date of your new policy, or for a variety of other reasons. Your agent will let you know if this form is needed.

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