Policy Features Navigators now offers even better coverage for the same great price!
AM Best Rating: AXI, Stable Financial Outlook
Deductible Reduction: 50% reduction with proof of the following: use of any Home Warranty and Property Inspection and Seller Disclosure and Standard sales contract OR claim settlement within one year from date of reporting – maximum reduction $5000
Fair Housing Discrimination: Up to $500,000 base policy period sublimit. NEW!
Disciplinary Proceedings: $25K per claim/$50K each policy period
Subpoena Assistance: $25,000 each subpoena
Fungi and Bacteria Sublimit: Up to $500,000 included (failure to disclose) NEW!
Reimbursement for Security Incidents: $25,000 per claim/$50,000 per policy period
Reimbursement for Public Relations Crisis: $15,000 per claim/$30,000 policy period. NEW!
Non-Profit Directors’ & Officers’ Liability: $15,000 per claim/$30,000 per policy period
Professional Reputation Protection Expenses: $5000 per policy period
Innocent Insured: Included
Defense In Addition to Limits: AVAILABLE
First Dollar Defense: AVAILABLE
Aggregate Deductible: AVAILABLE
Death or Disability Reporting Period Option:FREE Unlimited Extended Reporting Period
Retirement Reporting Period Option:FREE Unlimited Extended Reporting Period (if continuously with Navigators for 5 years by age 65)
All policy cancellations and return premiums will be processed in accordance with policy conditions and state rules and regulations. Any online convenience fee charged is fully earned.E&O Insurance by Navigators Insurance Company and Navigators Specialty Insurance Company, One Penn Plaza, 32nd Fl., New York, New York 10119.