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Real Estate E&O – Effective Dates before Oct 1

Premiums starting at $350 – No Broker Fees

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Policy Features
Navigators now offers even better coverage for the same great price!

  • AM Best Rating: AXI, Stable Financial Outlook
  • Deductible Reduction: 50% reduction with proof of the following: use of any Home Warranty and Property Inspection and Seller Disclosure and Standard sales contract OR claim settlement within one year from date of reporting – maximum reduction $5000
  • Fair Housing Discrimination: Up to $500,000 base policy period sublimit. NEW!
  • Lock Box/Open House: Policy limits: bodily injury, property damage
  • Loss of Earning: $500/day, $7500 Max per claim, $25K per year
  • Agent Owned Property: YES
  • Pollution Coverage: Policy limits: unintentional nondisclosure
  • Disciplinary Proceedings: $25K per claim/$50K each policy period
  • Subpoena Assistance: $25,000 each subpoena
  • Fungi and Bacteria Sublimit: Up to $500,000 included (failure to disclose) NEW!
  • Reimbursement for Security Incidents: $25,000 per claim/$50,000 per policy period
  • Reimbursement for Public Relations Crisis: $15,000 per claim/$30,000 policy period. NEW!
  • Non-Profit Directors’ & Officers’ Liability: $15,000 per claim/$30,000 per policy period
  • Professional Reputation Protection Expenses: $5000 per policy period
  • Innocent Insured: Included
  • Defense In Addition to Limits: AVAILABLE
  • First Dollar Defense: AVAILABLE
  • Aggregate Deductible: AVAILABLE
  • Death or Disability Reporting Period Option: FREE Unlimited Extended Reporting Period
  • Retirement Reporting Period Option: FREE Unlimited Extended Reporting Period (if continuously with Navigators for 5 years by age 65)
All policy cancellations and return premiums will be processed in accordance with policy conditions and state rules and regulations. Any online convenience fee charged is fully earned.E&O Insurance by Navigators Insurance Company and Navigators Specialty Insurance Company, One Penn Plaza, 32nd Fl., New York, New York 10119.